Purchasing business or commercial insurance can be a complex process. Let us make it an easy
process for you. Certain types of risk's need different types of coverages. Not all companies
produce have worked so hard to build.
On this page we will direct you to quote forms for some of the basic coverage's most companies
carry. We will be able to gather enough information from these forms to be able to suggest other
coverages that you might need depending on your type of business.
A general liability (GL) policy is one of the most important policies a business should have to
protect your assets. If you're working for a company or sometimes an individual they usually
require that you carry a GL policy to not only protect you but them as well. Please see our glossary
to understand the different types of coverages within a GL policy. Click HERE to fill out our quote
form and one of our dedicated agents will get back to you with a quote within 24 hours (not
including the weekend).
A workers compensation (WC) policy is either mandated by the state if you have over 5
employees or voluntary if you have under 5 employees. If you have employees, you can choose to
exclude yourself from coverage which reduces your premium. Many contractors like plumber,
electricians, HVAC, painters, carpenters and all contractors in general or companies that are hired
by large entities are required by the contract to carry workers compensation. Please click HERE to
fill out our quote form and we will be in touch with you within 24 hours (not including weekends).
A commercial auto policy has many variances depending on how your vehicles are being used.
When quoting customers we have seen a lot of them assume that their present auto insurance is
covering the tools that they are carrying in their vehicle. Usually this is not the case. You need a
separate policy to cover those tools. Do you have permanently attached equipment that wasn't
attached by the factory? That is not automatically covered either. Don't find this out at the time of a
claim, call your present insurance agent now, or even better give us a chance to review your
policies and quote your insurance! Click HERE to get an auto quote with us and one of our
professional agents will get back to you within 24 hours (not including the weekends).
A property policy can be clear, or clear as mud depending on your situation. Are you insured up
to the replacement cost of your property, if not, are you aware of the co-insurance penalty you
could have in the event of a loss? Do you understand the perils that your property is covered for?
Were you able to make choices when given your quotes, or did your agent make them for you?
Click HERE and let us take a look at your property and give you some quotes which might give you
better coverage and save you premium!
We sell ALL commercial lines policies. Some are listed below
Builders Risk Bonds Contractors Tools Crime Cyber Liability Directors and Officers Employers Liability Errors and Omissions Liquor Liability Inland Marine Special Events Technology Liability Umbrella Policy and more.....
Call us for a quote 314-638-5020 or email us!
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Large enough to serve you,
Small enough to care!
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With offices in St
Louis, Florissant, St.
Charles, Fenton and
Leslie, Parker
Insurance Group is
proud to serve the
entire states of
Missouri and Illinois.