Alliance Individual lets you choose any doctor or hospital – you choose whether to save money by using network providers or whether to spend more out of pocket to see non-network providers. Alliance Individual is a preferred provider organization (PPO) program that uses a network of health care providers to take care of your medical needs, file your claims and handle managed-care requirements for you. Alliance Individual features:
Freedom to choose your health care providers, but better benefits when you use Alliance network providers.
Access to one of the largest networks of providers in Missouri, with 85 hospitals and 9,300 physicians and other health care practitioners.
PPO network benefits coast to coast through BlueCard.
Prescription drug benefits, including a more affordable generic drug option.
Special programs to help promote healthy pregnancies and healthy babies.
Discounts on alternative health care services and supplies, eyeglasses, contact lenses,
hearing aids and prescription drugs when you use selected providers – an added value, provided at no extra cost to you.
Special KiddieCare rates that make it possible for you to obtain coverage for your children under age 19, whether or not you enroll yourself.
If you are not accepted for one of their regular plans or have a health condition that may prevent you from qualifying, check out their HIPAA plans.
Alliance Individual from Blue Cross Blue Shield of Missouri