AllianceChoice Individual from Blue Cross Blue Shield of Missouri
AllianceChoice is designed for people in the St. Louis metropolitan area who want the freedom to choose their health care provider but still want a higher level of benefits, including preventive care. When you use network physicians, you pay only a copay for each office visit. You will get higher benefits when you use network providers, but you still get substantial benefits if you use non-network physicians and hospitals. AllianceChoice features:
Network level benefits coast to coast through BlueCard.
Prescription drug benefits, including a more affordable generic drug option.
Special programs to help promote healthy pregnancies and healthy babies.
Special KiddieCare rates that make it possible for you to obtain coverage for your children under age 19, whether or not you enroll yourself.
Discounts on alternative health care services and supplies, eyeglasses, contact lenses, hearing aids and prescription drugs when you use selected providers – an added value, provided at no extra cost to you.
If you are not accepted for one of their regular plans or have a health condition that may prevent you from qualifying, check out their HIPAA plans