Hospital/Surgical Plan from Blue Cross Blue Shield of Missouri
The hospital/surgical plan available from Blue Cross Blue Shield of Missouri is a low cost health insurance plan. You get the protection you need in case an unexpected illness or accident requires costly inpatient hospital care or surgery. To keep premiums low, most physician office care and routine services are not covered. If you are currently without health insurance or are looking for a more affordable health insurance option, take a closer look at what the hospital/surgical plan can mean to you and your family. Hospital/Surgical features:
Coverage of emergency room, hospital and surgical care, including surgery in a physician’s office – the types of care that are most costly and difficult to budget for.
Coverage of physician services related to inpatient care and surgery.
Benefits for X-ray and laboratory services when performed within 14 days before covered inpatient care or outpatient surgery.
Coverage of cancer screenings, chemotherapy, chemotherapy drugs for the treatment of cancer, radiation therapy and dialysis.
Freedom to choose your health care providers, but lower costs when you use network providers.
PPO network benefits coast to coast through BlueCard.
Discounts on alternative health care services and supplies, eyeglasses, contact lenses, hearing aids and prescription drugs when you use selected providers – an added value, provided at no extra cost to you.
Optional benefits that can be purchased separately to cover generic drugs, mental health and substance abuse care.
Important: This plan does not cover most care outside a hospital, such as office-visit care and maternity care.
If you are not accepted for one of their regular plans or have a health condition that may prevent you from qualifying, check out their HIPAA plans.