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| HSA-Compatible Hospital/Surgical Plan from Blue Cross Blue Shield of Missouri |
An affordable high deductible health plan that protects against the high
costs of inpatient care and surgery.
The HSA-Compatible Hospital/Surgical plan available from Blue Cross Blue
Shield of Missouri is an affordable plan that provides the protection you
need in case an unexpected illness or accident requires costly inpatient
hospital care or surgery. To keep premiums low, most physician office care
and routine services are not covered. In addition, as a qualified high
deductible health plan, all covered care is subject to a deductible, including
the optional generic drug program. Coupled with a health savings account,
this plan will allow you to set aside money in a tax-exempt account to cover
qualified medical expenses that aren't covered by your health plan. Qualified
expenses reimbursable from the account include annual deductibles,
coinsurance and copays.
The HSA-Compatible Hospital/Surgical plan features:
Important: This plan does not cover most care outside a hospital, such as
office-visit care and maternity care.
If you are not accepted for one of their regular plans or have a health
condition that may prevent you from qualifying, check out their HIPAA plans.
costs of inpatient care and surgery.
- Ideal for people who want coverage for major illness and injury, and
who want to pay less in premiums
- Covers emergency room, hospital and surgical care, including surgery
in a physician’s office
- Is compatible with a health savings account to give you more flexibility
and control over your health care spending
The HSA-Compatible Hospital/Surgical plan available from Blue Cross Blue
Shield of Missouri is an affordable plan that provides the protection you
need in case an unexpected illness or accident requires costly inpatient
hospital care or surgery. To keep premiums low, most physician office care
and routine services are not covered. In addition, as a qualified high
deductible health plan, all covered care is subject to a deductible, including
the optional generic drug program. Coupled with a health savings account,
this plan will allow you to set aside money in a tax-exempt account to cover
qualified medical expenses that aren't covered by your health plan. Qualified
expenses reimbursable from the account include annual deductibles,
coinsurance and copays.
The HSA-Compatible Hospital/Surgical plan features:
- Freedom to choose your health care providers, but lower costs when
you use network providers.
- PPO network benefits coast to coast through BlueCard.
- Available with the Alliance or AllianceChoice networks.
- Coverage of emergency room, hospital and surgical care, including
surgery in a physician’s office – the types of care that are most costly
and difficult to budget for.
- Coverage of physician services related to inpatient care and surgery.
- Benefits for X-ray and laboratory services when performed within 14
days before covered inpatient care or outpatient surgery.
- Optional benefits that can be purchased separately to cover generic
drugs, mental health and substance abuse care.
- Discounts on alternative health care services and supplies,
eyeglasses, contact lenses, hearing aids and prescription drugs when
you use selected providers – an added value, provided at no extra
cost to you.
Important: This plan does not cover most care outside a hospital, such as
office-visit care and maternity care.
If you are not accepted for one of their regular plans or have a health
condition that may prevent you from qualifying, check out their HIPAA plans.