RateSaver offers low rates but higher deductibles to individuals who do not need a full-coverage health care program. RateSaver features:
Available with the Alliance or AllianceChoice network.
Freedom to choose your health care providers, but lower costs when you use network providers.
PPO network benefits coast to coast through BlueCard.
Prescription drug benefits, including a more affordable generic drug option.
No coverage for maternity care to keep rates affordable.
Discounts on alternative health care services and supplies, eyeglasses, contact lenses, hearing aids and prescription drugs when you use selected providers – an added value, provided at no extra cost to you.
If you are not accepted for one of their regular plans or have a health condition that may prevent you from qualifying, check out their HIPAA plans