Short Term Medical Plan from Blue Cross Blue Shield of Missouri
The Short-Term Medical plan provides protection when you only need temporary coverage. If you are between jobs, or graduating from school and waiting to be accepted for other individual or group coverage, this plan is the solution to your short-term health care protection needs (see "Note" below). You select your coinsurance, either 80% or 50%; deductible: $250, $500, $1,000 or $2,500; and the number of days of coverage you will need: 30 to 180 days - total coverage is available up to 360 days. Short-Term Medical features:
Up to $2 million in total plan benefits.
You may request an effective date for coverage.
You may apply for additional benefit periods, up to 360 total days.
Easy-to-use benefits; in most instances, providers will file claims for you.
Easy-to-use managed care provisions.
Note: Applicants who buy short-term medical coverage lose eligibility for HIPAA (Health Insurance Portability and Accountablity Act) coverage.